Áö³ È£¿¡¼ ¡°ÅõÀÚ(investment)" ¹®Á¦¿Í °ü·ÃµÈ Ç¥ÇöÀ» ÀÍÇû´Âµ¥, À̹ø È£µµ ÀÌ ÁÖÁ¦¸¦ °è¼Ó À̾î À̹ø È£¿¡´Â ÅõÀÚÀÇ ´Ù¾çÈ(diversify)¿Í °ü·ÃµÈ Ç¥ÇöµéÀ» ÀÍÇôº¸ÀÚ. Èûµé°Ô ¸ðÀº Çö±ÝÀ» ÅõÀÚ ÇÒ °æ¿ì, ´Ù¾çÇÑ °÷¿¡ ºÐ»ê ÅõÀÚÇÏ´Â °ÍÀÌ ¾ó¸¶³ª Áß¿äÇÑ°¡ ÇÏ´Â ¹®Á¦´Â ¾Æ¹«¸® °Á¶Çصµ Áö³ªÄ¡Áö ¾ÊÀ» °ÍÀÌ´Ù. ´ÙÀ½ÀÇ ´ëȹ®¿¡¼µµ ºÐ»êÅõÀÚÀÇ Á߿伺ÀÌ °Á¶µÇ¾î ÀÖ´Ù.
Kayla: I am so depressed these days.
(Àü ¿äÁò ³Ê¹« ¿ì¿ïÇØ¿ä.)
Steve: Why? What's wrong?
(¿Ö? ¹«½¼ ÀÏÀ̾ß?)
Kayla: It took my husband five years of hard work at Intel to save lots of money.
(³» ³²ÆíÀÌ Intel¿¡¼ Á¤¸» ¿½ÉÈ÷ ¿À·£ ±â°£ ÀÏÇؼ ³ª¸§ µ·À» ¸ð¾Ò¾î.)
Steve: I understand, but many people do the same thing and work hard.
(±×·¡. ´Ù¸¥ ¶÷µéµµ ±×·¡.)
Kayla: I know. However, we made a very bad decision.
(±×·¸Áö. ±×·±µ¥, ¿ì¸° À߸ø »ý°¢Çß¾î.)
Steve: Uh-oh. What was it?
(¾î? ¿Ö?)
Kayla: We used all our money and invested in an apartment in New York. Now the prices in Manhattan have dropped and we lost so much of our savings.
(¿ì¸° ¿ì¸®°¡ °¡Áø µ· ¸ðµÎ ´º¿åÀÇ ¾ÆÆÄÆ®¿¡ ÅõÀÚÇß¾î. ±×·±µ¥, ¸ÇÇÏźÀÇ ¾ÆÆÄÆ® °¡°ÝÀÌ Æø¶ôÀ» ÇØ, ÀúÃàÇÑ µ·À» »ó´çÈ÷ ¼ÕÇغþî.)
Steve: Yes. I see. It would have been safer if you had diversified your investments. You should have put your money in different areas.
(±×·¡. ÅõÀÚ¸¦ ´Ù¾çÈ Çß´õ¶ó¸é ´õ ¾ÈÀüÇßÀ» ÅÙµ¥. ³×°¡ °¡Áø µ·À» ¿©·¯ ´Ù¸¥ ºÐ¾ß¿¡ ÅõÀÚÇß¾î¾ß Çß¾î.)
°á±¹ ÅõÀÚÀÇ °¡Àå ±âº» ±ÔÄ¢(cardinal rule)Àº °æ±â°¡ È°¼ºÈ(buliish) µÇ´õ¶óµµ Àý´ë ÀÚ»êÀ» ÇÑ °÷¿¡ ÁýÁßÅõÀÚ(put all your eggs in one basket) ÇÏÁö ¸»¶ó´Â °ÍÀÌ´Ù.
(a) The cardinal rule of economics is when demand increases then so do prices.
(°æÁ¦ÀÇ ±âº» ±ÔÄ¢Àº ¼ö¿ä°¡ Áõ°¡ÇÏ¸é ±×¸¸Å °¡°Ýµµ »ó½ÂÇÑ´Ù´Â °ÍÀÌ´Ù.)
(b) Years ago the economy was bearish, but now it seems bullish.
(¼ö³âÀü¿¡´Â °æÁ¦°¡ ºÒȲÀ̾úÁö¸¸, Áö±ÝÀº ȣȲÀÌ´Ù.)
(c) I buy many different stocks so I do not put all my eggs in one basket.
(³ ¼·Î ´Ù¸¥ ÁÖ½ÄÀ» »ò±â ¶§¹®¿¡, ÇÑ °÷¿¡ ÁýÁßÅõÀÚ¸¦ ÇÏÁö´Â ¾Ê´Â´Ù.)
Lee Hyun-young, Full-time Instructor, Language Education Center of CWNU
Lee Hyun-young -
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